Chandigarh man’s car meets with accident in July 2025, United India Insurance rejects claim over date-entry error; consumer panel orders Rs 2.93 lakh with 9% interest, Rs 10,000 compensation for mental agony and Rs 10,000 litigation costs

​The Chandigarh consumer commission recently ruled in favor of Neeraj Garg against United India Insurance after his claim was wrongly denied. Garg had mistakenly filled out incorrect policy dates on his proposal but submitted the accurate details with his application. The insurer cited a two-day lapse in coverage and no pre-inspection as reasons for the denial. The commission condemned this as inadequate service, instructing the insurer to compensate Garg appropriately. The Chandigarh consumer commission recently ruled in favor of Neeraj Garg against United India Insurance after his claim was wrongly denied. Garg had mistakenly filled out incorrect policy dates on his proposal but submitted the accurate details with his application. The insurer cited a two-day lapse in coverage and no pre-inspection as reasons for the denial. The commission condemned this as inadequate service, instructing the insurer to compensate Garg appropriately.